Working on Goals for Next Year

I have started thinking of goals for next year, and they will be some hefty ones.

2010 Goals
Have Credit Union Card Paid Off			600
Have Chase 3 Paid Off			1900
Have BOA 2 Paid Off			2350
Have Chase Paid Off			2229
Have Chase 2 Paid Off			2303
			9382
Have EF at 2000			1900
Have Baby Fund at 1200			1100
Have 20,000 saved for retirement			7000
			10000

To meet my debt pay off goals, I will need to pay about an extra 781 to debt, assuming the credit union card and Chase 3 are still there when we start 2010. Hopefully, one or both will be gone! Obviously, I will keep making scheduled payments to all student loans and other debt.
Retirement is all pretax, so I am not worried about meeting this goal at all.
EF and Baby Fund will require 250 a month.

Our retirement is now at $12,700. Yeah!

Goals 2009 Update

Goals 2009 Progress

I took the pruning goal off because our microwave broke, so it will need to be replaced. The leaves will fall soon anyway, so pruning might just wait till 2010.
Fund and spend Christmas account:1400-Have bought some gifts, now need $1200.
Pay car insurance in full:600-was not able to pay in full, paid 135 to it, so $465 left to pay
Pay off car loan number two-DONE
Pay off credit union card-working on this month
Pay off Chase 3 card-Blah. Will tackle after credit union card.

Goals I am adding:
Contribute $100 a month to EF-Done for October
Contribute $80 a month to baby fund (not anytime soon!)-Done for October.

Updates

Okay, I am trying out a new format that tracks all debt except for our mortgage and one card I am not racing to pay down. Here is what I have:

	Start	15-Oct	Difference
Sallie Mae	12762	12467	295
Well Fargo	11700	11364	336
Chase	2353	2229	124
Chase 2	2300	2303	-3
Chase 3	1710	1950	-240
BOA	9300	9200	100
BOA 2	1833	2334	-501
Credit UnionCard	700	620	80
Car Loan	7875	7250	625
Car Loan 2	2090	0	2090
Target	149	0	149
Campus Loan	8250	8076	174
Husband School	376	0	376
Capital One	376	220	156
	61774	58013	3761

So, since August 1st, we have paid off $3761. Not too bad, but I wish it could be higher.I would like to have $6000 total paid off.

Yay for Columbus Day

I had today off for Columbus Day, and I have done NOTHING=) I stayed up all night watching I Love Lucy, and slept till 5 today. It was nice. I am starting to feel a little bit more like myself, but still miss my grandma like crazy.
I did a little bit of Christmas shopping online last night. I only have 6 people left:
My Mom-100
DH Mom-100
DH Brother-30
DH Brother 2-30
DH Niece-30
My Brother-50
Total-340

For my DH, I have a few things left to get:
Grill-200
Hard drive-70
Odds and end type items-30
Total-300

I have issues sticking to my Christmas budget because I enjoy Christmas so much, and I love to give gifts. I have done a decent job this year though. DH and both moms are my weakness. I love them all so much, and it is hard not to splurge!

I checked all retirement account balances today, and we are at $12,189. Nice! It looks like we are on track to finish with around $13,600 this year, depending on the market. I just made our payments for our debt yesterday, so hopefully I will have a decent update.

Goals 2009 Progress

Fund tree pruning/garden repair account:300-DONE, however, the garden repair turned out to be $300 itself, so the pruning will have to wait.
Fund and spend Christmas account:1400-will start working on this this month
Pay car insurance in full:600-was not able to pay in full, paid 135 to it, so $465 left to pay
Pay off car loan number two-DONE
Pay off credit union card-working on this month
Pay off Chase 3 card-Blah. Will tackle after credit union card.

Goals I am adding:
Contribute $100 a month to EF
Contribute $80 a month to baby fund (not anytime soon!)

Wow..and Update

I can not believe it has been one month since I last posted. My grandmother was diagnosed with leukemia at the end of August and we sadly lost her last week. Things have just been so crazy, and I know my debt has gone up, due to missing work and a bunch of eating out. Some things are worth it though. I would not trade the time I was able to spend with her for anything. I still feel numb, almost like it isn't real yet.
Update time and it is not pretty
Car Loan One: 7875->7659->7510(365 paid off)
Car loan two:$2090->1912->1729->720->(2090 paid off)
Target:$140->0(140 paid off)
Credit Union Card-$700->700->660(40 paid off)
Bank of America Card-$9300->>9200(100 paid off)
Bank of America Card 2-$1833->1812->2273(440 added to card)
Chase-$2353->2314(39 paid off)
Chase 2-$2300->2285(15 paid off)
Chase 3-$1710->1900(180 added to card)
Sallie Mae Student Loan-$12,762->12762->12575(187 paid off)
Wells Fargo Student Loan-$11700->11409(291 paid off)
HSL-$373->373(0)->0(373 paid off)

Total Paid Off:3020
Well, my pay off did go up, but it I believe this is mainly due to my student loan and car loan payments. I added a lot to the BOA 2 card and Chase 3 card. Sigh. I am going to work on formatting this into something a little easier to read.