Good News!

DH got word today that he will be getting the $1000 bonus. Yay! Now comes the fun part of trying to time when to change his deductions so he doesn't lose 50% to taxes. I know it has to be paid within 30 days, so we should either get it Nov.5th or Nov.19th. I was going to put it all in our EF, but DH said we should use it for Christmas shopping (we were going to use his extra paycheck in Dec. for Christmas, so we would now use that for the EF funding). He thinks we should get our Christmas shopping done early this year, mainly because I am getting kind of huge. I guess you are supposed to be kind of huge at 29 weeks pregnant, but it sure does make outings complicated. If I do a lot of walking (like a few hours, kind of like you would do with a bunch of shopping), I get the worst ache in my lower stomach and upper legs. It's only walking that does it though. I can still do my prenatal dance DVD pain free. Wow, I have kind of gone onto a tangent here. Back on topic.....
The plan will be to
-leave the bonus in checking so we can use it for Christmas shopping.
-DH should be getting some back pay as well, which we will put towards the Bank of America card.
-Use extra paycheck in December to bump the EF up to $1500 (it's only at $150 right now).

Baby boy is supposed to arrive in early to mid January. He is paid for in full, for now :p DH will be taking off a week, which he can do unpaid or paid. I would love to have him take it unpaid if we can swing it, so he can save his vacation pay and days. I think we can swing it, but I'll review that once we get closer to it.
I'll need to review our withholding with baby boy as our dependent and adjust that accordingly. I also want to bump up DH's 401 K contributions to 12 percent from 10 percent as soon as we get our withholding adjusted. This will get us contributing 12 percent of our total household income, which is only 3 percent away from our ultimate goal of 15 percent.