I am going to be honest. DH and I spend WAY too much on vacations, eating out, and gifts. For our week long cruise we went on this year, our 3 day beach trip with my mom, and our 5 day beach trip, we spent about $3700. Yeah, that could have more than knocked out a credit card! Even as I write this though, I just can't say I regret doing it. We had a fantastic time on our cruise, and it was our last big vacation for a while with just the two of us. I have a lot of great memories from it, and I would definitely do it all over again. The cruise is where about $2500 of our vacation money was spent. The two beach trips were much more frugal and again, we had a blast both times. Next year, I am setting the annual budget at $2000. This can pay for a 5 day cruise and a beach trip.
Anyway, here is the budget I am looking at from October 2010 to November 2011.
Mortgage | 855 |
Power | 129 |
TV/Internet | 133 |
Phone (includes my Dad's line) | 90 |
Car Minimum | 285 |
Citi Minimum | 150 |
BOA Minimum | 100 |
Sallie Mae Student Loan | 100 |
Wells Fargo Student Loan | 130 |
DH Student Loan | 129 |
Food | 400 |
Gas | 140 |
Eat out | 100 |
Vacation | 167 |
Gifts | 150 |
Fun | 100 |
Misc. | 150 |
Extra to debt | 800 |
IRA for Me | 129 |
Life Insurance | 15 |
Water Bill | 20 |
Campus Loan | 80 |
Car Insurance. | 95 |
4447 |
I don't think I forgot anything. We've just got to stick to the numbers, and I have to be faithful about tracking everything.
No comments:
Post a Comment