*October-Will receive a payment of around $1k for contracting work done a couple months ago. Put this straight to the car loan. In addition to this, pay $800 extra to the car loan.
*November-If DH gets his bonus, put this into savings (also, remember to change DH's withholding so he actually sees more than half of the bonus). Pay $800 extra to car loan.
*December-Pay off car loan. Use DH's extra paycheck to cover Christmas shopping expenses. End the year with $1500 in savings. Have EVERYTHING ready for the baby.
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