Normally, goals make me feel refreshed and remotivated-not today. I have this nasty itch, and the doctor has me taking Benadryl since it is safe during pregnancy, but it sure does put me in a fog. And when I am in a fog, I feel VERY apathetic. I guess I should look up last year's goals and see how they went, but I just don't feel like it at the moment. I'll just focus on next year for now!
Financial
1. Increase retirement savings from 11% of household income to 13% of household income. We'll do this by increasing my IRA contributions $1200 next year ($100 a month) and by increasing DH's 401K contributions by 1 percent.
2. Pay off all consumer debt by December of 2011. I need to crunch the numbers to see what we need to pay every month to make this happen.
3. Start 529 plan for baby boy. I don't care if we only put $10 a month into it, I just want to get it started.
4. Have $3,000 saved in emergency fund by year end
Personal
1. Lose all baby weight, plus 25 pounds
2. Go out on one baby free date with DH every two weeks. I want to make sure we make time for each other and our relationship. I don't want to be on those couples where everything falls apart after having a baby-you know, the ones who never go out together any more, never have intimate time together, don't communicate. Relationships require work to keep both partners happy, and I imagine this is even more true when things change a lot in a short time (ie. having a baby!).
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