Saturday, August 28, 2010

Bring on Fall!

We are back from vacation, and I am happy to say we stuck to our vacation budget within $20! We had gorgeous weather, and it was a nice trip all around. DH thought he saw a shark about 30 feet from where we were swimming in the ocean, so that was kind of scary! DH got paid this week, so I have a new update.



Start 29-Aug
Sallie Mae 12762 12055
Wells Fargo 11700 10958
Campus Loan 8250 7357
Chase 2
2300 1333
Credit Union Card 700 680
BOA
9300 8780
BOA 2
1833 2191
Car Loan
7875 4150
Chase 3
1710 0
Chase
2353 0
Car Loan 2 2090 0
Target
149 0
DH School 376 0
Capital One 376 0


61774 47504

We are at $14,270 paid off, so we are moving in the right direction again. Everything but BOA went down from our last update. I feel like I am getting back into my 'dedication to financial improvement' mindset. I looked up some easy recipes to try next week to continue to reduce how much we spend on eating out. DH surprised me today. He said that instead of having the yard seeded and plugged this year (which would have cost about $300), he would just spread some grass seed himself (about $60). DH is a picky man when it comes to the yard, so I wasn't expecting this, but it definitely pleases me.
Fall is a kind of pricey time for us, in the entertainment sector at least. We normally go to a pro football game, the fair, a haunted house, the pumpkin patch, and go camping in the mountains. I just love fall and like to enjoy all the fall activities. I've set some money aside to compensate for this and paid for somethings already (like some camping expenses), and if we cut back out eating out like I want to, this will make things even better.
Here are the upcoming expenses we have for September:
Painting supplies for the baby's room-September 3rd-$50
Camping stuff: September 11th: (stuff for smores, firewood, batteries for gear):$30
Football game: September 18th: $2oo (I know, I know! This is pretty expensive, but DH really enjoys it. He doesn't ask for much, so when he does, I try to make it happen, if I can).
Haunted house tickets: not sure of date, they normally go sale the end of Sept.):$59
Grass seed:$60
Total:$399

A pricey month! All of this is budgeted for, so I still feel like we can make some progress on our debt. No work yet about DH's bonus, but I am keeping my fingers crossed!

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