Update

I am now at $4974 since I started tracking this debt on August 15th. I am going to try to have $6,000 paid off by December 31st. Aside from the regular debt payments, I am going to try to get that credit union card gone. We are so close! Christmas shopping is going well, I have about $340 left to spend and am actually on budget so far, which is a small miracle. Our retirement accounts are at $13370. Barring a massive market downturn, we should definitely hit 14K this year.