Tuesday, February 23, 2010

Payday, Hurry Up and Get Here!

It seems like the days right before payday go SO slow. Not that I am trying to wish my life away, I just want payday to hurry up! I get paid from one job on 2/26 and DH gets paid on 2/26. I just want it to hurry up and get here so I can send out payments and update. If everything goes as planned, this next update will have us a few hundred short of the big $10K mark for how much we have paid off. This will put us at 16.188 percent of our starting debt paid off.
This weekend will be definitely be a bare minimum weekend. I think we will watch some movies, work out, maybe visit with family, and cookout if the weather permits. I am so ready for spring. We have had so much more snow than normal this year, and while I LOVE snow, I am just ready for warmth.
I was doing some calculations today, and by Dec.31st, 2010, we will hopefully have $24,111 paid off. We will have $37,664 left to payoff, with about $7800 in credit card debt. The balance is all student loans. However, I know next year our debt paydown will slow drastically. We will try to pay the BOA off in 2011 and make minimum payments on the student loans, but our main focus will be beefing up savings in hope for our first baby.
We aren't sure when we want to start trying. I hope I will get pregnant within a few months of trying, but I have read on some message boards that some women have to try 6 months to a year to get pregnant. I am just so impatient. I know the doctor says to give it a year, but it seems like a relatively healthy woman in her twenties like me should be able to get pregnant pretty easily. I don't think I could wait a year if we do have issues. I am thinking June or July is when we will start trying. By this time, we should have all Chase cards gone, the small BOA card gone, and the credit union card gone. Most importantly, this should give me enough time to get to my ultimate goal weight of 168 to have a healthy BMI. I am really hoping this weight loss plateau ends this week or I am going to get REALLY frustrated.

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